"The Fintech Infrastructure Architect"
With over 25 years of experience spanning every layer of the financial services ecosystem—from traditional banking to cutting-edge fintech platforms—Darin has built his reputation as the executive who predicted the BaaS consolidation and consistently delivers systematic and educational insights that help financial institutions and fintech companies navigate complex infrastructure decisions.
As a former key executive in the industry, Darin brings unparalleled depth in banking infrastructure, having worked on all sides of the payments equation: banks, networks, processors, and fintech startups. This unique 360-degree perspective positions him as a true visionary in the composable fintech infrastructure space, where he advocates for the "Infrastructure Ownership Model" that enables companies to own their financial stack rather than rent access to someone else's platform.
Key Credentials
EVP Operations & Program Management at Galileo
Former SVP, Payments & Technology at WebBank, building Galileo's operational foundation during their startup phase
30+ industry years across banks, networks, processors, and fintechs
Predicted BaaS consolidation and platform risks
A pioneer in unique and strategic fintech solutions
Signature Framework: "The Infrastructure Ownership Model" or "Direct Member Ownership (DMO)"
"The Risk & Compliance Sherpa"
With 25 years of commercial banking experience, including his role as Chief Credit Officer of CCBX's Banking-as-a-Service division, Tyler witnessed firsthand the platform risks that led to industry consolidation. His banking perspective provides invaluable insight into building sustainable fintech-bank partnerships and regulatory-compliant platforms.
Key Credentials
Former Chief Credit Officer, CCBX BaaS Division (Coastal Community Bank)
25+ years commercial banking and credit risk management
Grew bank assets from $140M to $3.68B (21% annual growth rate)
Expert in fintech-bank partnership structures
Established Credit Governance Committee for BaaS oversight
Signature Framework: "The Distributed Risk Model"
"The Composable Tech Visionary"
From fine dining cook in New Orleans to fintech CTO, Matt's journey embodies the craftsman's approach to building robust, scalable technology systems. As founder of Leviathan Dataworks and former CTO of CardPlatforms, Matt has architected financial platforms that process millions of transactions while maintaining the modularity that modern fintech demands.
Key Credentials
Founder of Leviathan Dataworks LLC (2020-Present)
Former CTO of CardPlatforms LLC
20+ years building scalable fintech platforms
Full-stack expertise from frontend to infrastructure
Cross-industry experience in payments, healthcare, and enterprise software
Signature Framework: "The Composable Stack Methodology"
"The Growth & Ecosystem Builder"
As Head of Channel Partnerships at Stacker and founder of Athenai Growth, Todd brings deep expertise in scaling fintech platforms through strategic partnerships and ecosystem development. His experience building network effects and growth engines helps Chisel clients accelerate their go-to-market strategies.
Key Credentials
Head of Channel Partnerships at Stacker
Founder of Athenai Growth marketing consultancy
Expert in fintech partnership ecosystems
Growth marketing and channel development specialist
Network effect acceleration strategist
Signature Framework: "The Network Effect Acceleration Model"
Learn More About Todd →
Our team has worked at every level of traditional banking, from credit unions to major commercial banks, providing deep insight into how financial institutions evaluate, partner with, and support fintech companies.
Institutions: WebBank, Coastal Community Bank, US Bank, Global Credit Union, Dell Financial Services, GE Capital, Discover Card
We've been part of the fintech revolution from the beginning, building platforms, processing systems, and infrastructure that powers modern financial services.
Companies: Galileo, Discover, CardPlatforms, Pomelo, Expanse Financial Technologies, Chime, and more
From startup CTOs to enterprise architecture, our technical leadership has built and scaled systems handling billions in transaction volume.
Expertise: API architecture, system integration, compliance frameworks, scalable infrastructure, mobile and web applications and even off-network closed loop systems.
LendIt fintech conference speaker
Multiple banking and compliance conference speaking engagements
Finovate Conference Presenter (Team Presentations)
Fintech Meetup regular contributors
American Banker Industry Commentary
PaymentsSource Expert Interviews
Fintech Newsletter Features
Pomelo, Inc. Company Advisor
Multiple Fintech Startup Advisory Positions
Industry Consultant Network Participation
Multiple fintech company advisory boards
Democratizing access to enterprise-grade, composable fintech infrastructure. Modular, compliant, and fully-integrated.