The Chisel Team

Bringing Composable Fintech Infrastructure To Life

Darin Petty, CEO

"The Fintech Infrastructure Architect"

With over 25 years of experience spanning every layer of the financial services ecosystem—from traditional banking to cutting-edge fintech platforms—Darin has built his reputation as the executive who predicted the BaaS consolidation and consistently delivers systematic and educational insights that help financial institutions and fintech companies navigate complex infrastructure decisions.

As a former key executive in the industry, Darin brings unparalleled depth in banking infrastructure, having worked on all sides of the payments equation: banks, networks, processors, and fintech startups. This unique 360-degree perspective positions him as a true visionary in the composable fintech infrastructure space, where he advocates for the "Infrastructure Ownership Model" that enables companies to own their financial stack rather than rent access to someone else's platform.

Key Credentials

  • EVP Operations & Program Management at Galileo

  • Former SVP, Payments & Technology at WebBank, building Galileo's operational foundation during their startup phase

  • 30+ industry years across banks, networks, processors, and fintechs

  • Predicted BaaS consolidation and platform risks

  • A pioneer in unique and strategic fintech solutions 

Signature Framework: "The Infrastructure Ownership Model" or "Direct Member Ownership (DMO)"

Learn More About Darin →

Tyler Ferguson, President & COO

"The Risk & Compliance Sherpa"

With 25 years of commercial banking experience, including his role as Chief Credit Officer of CCBX's Banking-as-a-Service division, Tyler witnessed firsthand the platform risks that led to industry consolidation. His banking perspective provides invaluable insight into building sustainable fintech-bank partnerships and regulatory-compliant platforms.

Key Credentials

  • Former Chief Credit Officer, CCBX BaaS Division (Coastal Community Bank)

  • 25+ years commercial banking and credit risk management

  • Grew bank assets from $140M to $3.68B (21% annual growth rate)

  • Expert in fintech-bank partnership structures

  • Established Credit Governance Committee for BaaS oversight

Signature Framework: "The Distributed Risk Model"

Learn More About Tyler →

Matt Anderton, CTO

"The Composable Tech Visionary"

From fine dining cook in New Orleans to fintech CTO, Matt's journey embodies the craftsman's approach to building robust, scalable technology systems. As founder of Leviathan Dataworks and former CTO of CardPlatforms, Matt has architected financial platforms that process millions of transactions while maintaining the modularity that modern fintech demands.

Key Credentials

  • Founder of Leviathan Dataworks LLC (2020-Present)

  • Former CTO of CardPlatforms LLC

  • 20+ years building scalable fintech platforms

  • Full-stack expertise from frontend to infrastructure

  • Cross-industry experience in payments, healthcare, and enterprise software

Signature Framework: "The Composable Stack Methodology"

Learn More About Matt →

Todd Rotolo, Head of Growth & Marketing

"The Growth & Ecosystem Builder"

As Head of Channel Partnerships at Stacker and founder of Athenai Growth, Todd brings deep expertise in scaling fintech platforms through strategic partnerships and ecosystem development. His experience building network effects and growth engines helps Chisel clients accelerate their go-to-market strategies.

Key Credentials

  • Head of Channel Partnerships at Stacker

  • Founder of Athenai Growth marketing consultancy

  • Expert in fintech partnership ecosystems

  • Growth marketing and channel development specialist

  • Network effect acceleration strategist

Signature Framework: "The Network Effect Acceleration Model"

Learn More About Todd →

Cross-Industry Expertise That Matters

Banking & Financial Services

Our team has worked at every level of traditional banking, from credit unions to major commercial banks, providing deep insight into how financial institutions evaluate, partner with, and support fintech companies.

Institutions: WebBank, Coastal Community Bank, US Bank, Global Credit Union, Dell Financial Services, GE Capital, Discover Card

Fintech & Payments

We've been part of the fintech revolution from the beginning, building platforms, processing systems, and infrastructure that powers modern financial services.

Companies: Galileo, Discover, CardPlatforms, Pomelo, Expanse Financial Technologies, Chime, and more

Technology & Development

From startup CTOs to enterprise architecture, our technical leadership has built and scaled systems handling billions in transaction volume.

Expertise: API architecture, system integration, compliance frameworks, scalable infrastructure, mobile and web applications and even off-network closed loop systems.

Industry Recognition

Speaking Engagements

  • LendIt fintech conference speaker 

  • Multiple banking and compliance conference speaking engagements

  • Finovate Conference Presenter (Team Presentations)

  • Fintech Meetup regular contributors

Media Mentions

  • American Banker Industry Commentary

  • PaymentsSource Expert Interviews

  • Fintech Newsletter Features

Advisory Roles

  • Pomelo, Inc. Company Advisor

  • Multiple Fintech Startup Advisory Positions

  • Industry Consultant Network Participation

  • Multiple fintech company advisory boards

ready to own your infrastructure?

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Democratizing access to enterprise-grade, composable fintech infrastructure. Modular, compliant, and fully-integrated.

Contact

[email protected]

(385) 484-0679

3300 Triumph Blvd, Suite 100,

Lehi, UT 84043

© Chisel, Inc. 2025. All rights reserved