The Modern Financial Stack

Modular, Compliant, Ai-Enabled

Launch embedded payments, banking products, and compliance infrastructure in weeks — not years.

Our partners:

Full stack banking, payments, lending, credit, card issuing, data & analytics

Trusted by banks, fintechs, & enterprises

why Chisel:

99.99%

Uptime SLA

100+

Partner Integrations

$6B+

Processed

90%+

Service Automation

Build financial products with everything you need, nothing you don't.

  • Modular by Design – The stack you want, faster, better, cheaper; without 3rd-party dependencies.

  • Compliance Built In – Operate worry-free with native compliance embedded into every layer.

  • Best-in-Class Rates – Cut operating costs with APIs and transactions negotiated at the platform level.

  • Enterprise Security – Enterprise-grade cybersecurity and fraud prevention, powered by ai.

Modernize customer banking portals

Launch branded portals, apps, and dashboards with web & mobile SDKs, white-labeled UIs, and API access

Manage compliance, worry-free

RegTech embedded in every layer, with real-time AML, KYB, model cards, and ESG scoring

Limit costs, not integrations

Natively connect with any platform, at best-in-class rates negotiated at the platform level

Implement with industry-leading expertise

Our Integration team has decades of unmatched implementation experience and project leadership.

Built FOR:

Fintechs

Banks

Enterprises

Developers

For Fintechs

Launch faster, scale smarter

Launch new financial products in weeks—not months—with automated compliance and scalable infrastructure from day one.

Build: Neobanking, lending apps, investment platforms, crypto wallets

  • Cost-Effective – Avoid expensive custom builds with full-stack modularity and best-in-class pricing.

  • Scalable Architecture – Designed for scalability, with built-in APIs to any financial platform.

  • Native Support – Chisel technical support and customer service scales with you.

For Banking Institutions

Modern infra, no rip and replace.

Bring new digital products to market faster, modernize your stack, and meet evolving regulatory demands - all without replatforming.

Build: Embedded finance, instant payments, ESG & RegTech compliance

  • Owned Stack – Deploy modern solutions you own, without the custom dev costs.

  • Zero-Trust Compliance – Operate with full compliance as default.

  • Data Security – Safeguard data with threat and fraud protection embedded.

For Enterprise

Turn finance into a feature

Embed banking, payouts, wallets, and credit directly into your platform or product experience—with minimal lift and maximum control.

Build: Marketplaces, SaaS billing, treasury automation, gig economy payouts

  • Unmatched Control – Modular infra + no vendor lock-in = 100% control over your tech.

  • Cost Efficient – Avoid custom dev work and leverage pre-negotiated call rates.

  • Time to Value – Crush product deadlines with everything you need and nothing you don't.

For Developers

The fintech toolkit you’ve always wanted

Modern, well-documented APIs. Composable building blocks. Built-in observability. A sandbox you can start building in today.


Build: Financial products, embedded finance, web 3 and crypto applications

  • Fully-Integrated – Build any and every financial product without compromise or technical debt.

  • API-First – Connect to your existing stack with built-in APIs with every financial platform.

  • Sandbox – Test any and all implementations, risk-free, with a full-featured dev sandbox.

Our Team

Our team has built and lead some of the biggest names in fintech.

Darin Petty

CEO

Built Galileo, WebBank, Pomelo, & CardPlatforms

Tyler Ferguson

President & COO

Former Chief Credit Officer @ CCBX BaaS platform

Matt Anderton

CTO

Leviathan Dataworks founder, Former CTO @ CardPlatforms

Todd Rotolo

Head of Growth

Founder Athenai Growth, Channel Partners @ Stacker

EXPERIENCE the Future of Fintech

Apply for access

Democratizing access to enterprise-grade fintech infrastructure. Modular, compliant, and fully-integrated.

Contact Us

[email protected]

801-252-6776

3450 Triumph Blvd, Suite 102,

Lehi UT 84043

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