Infrastructure, Owned by Design – Deploy your own banking infrastructure with no dependencies, no middleware, and no compromises
Direct Compliance Ownership – Own your bank relationship and compliance program, with no third-party compliance risks
Your Rates, Your Economics – Processor and partner rates negotiated directly, or on your behalf, to capture 100% pf the value you create
Enterprise-Grade Security – Ai-powered cybersecurity and fraud prevention, natively protecting every layer of your stack
Uptime SLA
Partner Integrations
Processed
Service Automation
Launch branded portals, apps, and dashboards with web & mobile SDKs, white-labeled UIs, and API access
RegTech embedded in every layer, with real-time AML, KYB, model cards, and ESG scoring
Natively connect with any platform, at best-in-class rates negotiated at the platform level
Our program, project, and compliance management is industry-leading.
Direct Member Ownership
Compliance process and policies
Training and manuals
Recruiting key talent
Operational setup and maintenance
Our team has decades of unmatched experience advising fintechs builds.
Strategy Architecting
Proforma / Forecast
Opportunity Analysis
Project / Timeline Design
Key Partner Introductions
Decision Guidance
Our partner network covers all of fintech, at best-in-class prices.
Best-in-class Pricing
Reputable Providers
Loyalty Programs
Experience on all sides of FinTech programs
Reputation in Industry
Fintechs
Banks
Enterprises
Developers
Every successful fintech eventually hits the middleware ceiling. Start with infrastructure you own from day one and scale without limits, customize without constraints.
Build: Neobanking, lending apps, investment platforms, crypto wallets
Cost-Effective – Avoid expensive custom builds with full-stack modularity and best-in-class pricing.
Scalable Architecture – Designed for scalability, with built-in APIs to any financial platform.
Native Support – Chisel technical support and customer service scales with you.
Why replace your legacy stack with someone else's new stack? Own modern infrastructure that integrates with your existing systems while maintaining full control.
Build: Embedded finance, instant payments, ESG & RegTech compliance
Owned Stack – Deploy modern solutions you own, without the custom dev costs.
Zero-Trust Compliance – Operate with full compliance as default.
Data Security – Safeguard data with threat and fraud protection embedded.
Turn financial services into a profit center, not a cost center. With owned infrastructure, every transaction, every customer, every data point drives value back to your business.
Build: Marketplaces, SaaS billing, treasury automation, gig economy payouts
Unmatched Control – Modular infra + no vendor lock-in = 100% control over your tech.
Cost Efficient – Avoid custom dev work and leverage pre-negotiated call rates.
Time to Value – Crush product deadlines with everything you need and nothing you don't.
Modern, well-documented APIs. Composable building blocks. Built-in observability. A sandbox you can start building in today.
Build: Financial products, embedded finance, web 3 and crypto applications
Fully-Integrated – Build any and every financial product without compromise or technical debt.
API-First – Connect to your existing stack with built-in APIs with every financial platform.
Sandbox – Test any and all implementations, risk-free, with a full-featured dev sandbox.
Founder Athenai Growth, Channel Partners @ Stacker
Democratizing access to enterprise-grade, composable fintech infrastructure. Modular, compliant, and fully-integrated.