Own your stack, control your future

The only composable fintech platform that gives you direct ownership of your technology stack.

Launch embedded payments, banking, and compliance infrastructure you actually own in weeks, not years.

SOME OF Our partners:

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Build financial products with everything you need, nothing you don't.

  • Infrastructure, Owned by DesignDeploy your own banking infrastructure with no dependencies, no middleware, and no compromises

  • Direct Compliance OwnershipOwn your bank relationship and compliance program, with no third-party compliance risks

  • Your Rates, Your Economics – Processor and partner rates negotiated directly, or on your behalf, to capture 100% pf the value you create

  • Enterprise-Grade SecurityAi-powered cybersecurity and fraud prevention, natively protecting every layer of your stack

why Chisel:

99.99%

Uptime SLA

100+

Partner Integrations

$6B+

Processed

90%+

Service Automation

Full stack banking, payments, lending, credit, card issuing, data & analytics

Trusted by banks, fintechs, & enterprises

ChiselCore© Platform

Composable Fintech Infrastructure

Modernize customer banking portals

Launch branded portals, apps, and dashboards with web & mobile SDKs, white-labeled UIs, and API access

Manage compliance, worry-free

RegTech embedded in every layer, with real-time AML, KYB, model cards, and ESG scoring

Limit costs, not integrations

Natively connect with any platform, at best-in-class rates negotiated at the platform level

Chisel Certified©

Implementation & Consulting Services

Program Build

Our program, project, and compliance management is industry-leading.

  • Direct Member Ownership

  • Compliance process and policies

  • Training and manuals

  • Recruiting key talent

  • Operational setup and maintenance

Consulting

Our team has decades of unmatched experience advising fintechs builds.

  • Strategy Architecting

  • Proforma / Forecast

  • Opportunity Analysis

  • Project / Timeline Design

  • Key Partner Introductions

  • Decision Guidance

Network

Our partner network covers all of fintech, at best-in-class prices.

  • Best-in-class Pricing

  • Reputable Providers

  • Loyalty Programs

  • Experience on all sides of FinTech programs

  • Reputation in Industry

Chisel Solutions

Fintech Infrastructure For:

Fintechs

Banks

Enterprises

Developers

For Fintechs

Stop building on rented land

Every successful fintech eventually hits the middleware ceiling. Start with infrastructure you own from day one and scale without limits, customize without constraints.

Build: Neobanking, lending apps, investment platforms, crypto wallets

  • Cost-EffectiveAvoid expensive custom builds with full-stack modularity and best-in-class pricing.

  • Scalable ArchitectureDesigned for scalability, with built-in APIs to any financial platform.

  • Native SupportChisel technical support and customer service scales with you.

For Banking Institutions

Modernize without surrendering control

Why replace your legacy stack with someone else's new stack? Own modern infrastructure that integrates with your existing systems while maintaining full control.

Build: Embedded finance, instant payments, ESG & RegTech compliance

  • Owned StackDeploy modern solutions you own, without the custom dev costs.

  • Zero-Trust ComplianceOperate with full compliance as default.

  • Data Security Safeguard data with threat and fraud protection embedded.

For Enterprise

Embed finance you actually control

Turn financial services into a profit center, not a cost center. With owned infrastructure, every transaction, every customer, every data point drives value back to your business.

Build: Marketplaces, SaaS billing, treasury automation, gig economy payouts

  • Unmatched ControlModular infra + no vendor lock-in = 100% control over your tech.

  • Cost EfficientAvoid custom dev work and leverage pre-negotiated call rates.

  • Time to Value Crush product deadlines with everything you need and nothing you don't.

For Developers

The fintech toolkit you’ve always wanted

Modern, well-documented APIs. Composable building blocks. Built-in observability. A sandbox you can start building in today.


Build: Financial products, embedded finance, web 3 and crypto applications

  • Fully-Integrated Build any and every financial product without compromise or technical debt.

  • API-FirstConnect to your existing stack with built-in APIs with every financial platform.

  • SandboxTest any and all implementations, risk-free, with a full-featured dev sandbox.

Decades of Experience

CEO

Key executive & builder @ Galileo, WebBank, Pomelo

President & COO

Former Chief Credit Officer @ CCBX BaaS platform

CTO

Leviathan Dataworks founder, Former CTO @ CardPlatforms

Todd Rotolo

Head of Growth

Founder Athenai Growth, Channel Partners @ Stacker

ready to own your infrastructure?

Request a Consult

Democratizing access to enterprise-grade, composable fintech infrastructure. Modular, compliant, and fully-integrated.

Contact

[email protected]

(385) 484-0679

3300 Triumph Blvd, Suite 100,

Lehi, UT 84043

© Chisel, Inc. 2025. All rights reserved